Getting Started
Our Overland Park Bankruptcy Attorney Is Here to Help
When a person’s financial situation is especially dire, he or she may wonder if bankruptcy is the right option for them. At Wellman Law, LLC, we know that filing for bankruptcy or other debt relief can be a daunting, overwhelming process without an experienced advocate on your side. Our Overland Park bankruptcy attorney is here to help you make decisions that are right for your unique financial situation.
Call (913) 225-8240 to schedule a confidential consultation free of charge.
Experienced Representation for Obtaining Debt Relief Assistance
When you choose to work with Wellman Law, LLC, you will first meet with our experienced bankruptcy attorney. Together, you will discuss the particulars of your situation and go over your financial documents to ensure a full understanding. Our attorney can then offer guidance about what options are available to you, and which may work best for your financial needs.
Getting Started on Bankruptcy Filing
The two chapters relevant to individual bankruptcy filing are Chapter 13 and Chapter 7. Under Chapter 13, also known as consolidation or reorganization, we work together to create a repayment plan that allows you to make one monthly payment that is distributed among your creditors. In Chapter 7, also known as debt elimination, you give up all non-exempt assets to be liquidated, and most of your non-secured debt will be discharged.
To begin the Chapter 13 or Chapter 7 bankruptcy process, we would file documents with the federal bankruptcy court to disclose:
- How much you earn
- What assets you own
- What debts you owe
- Any prior bankruptcy protection
- Other relevant information
Bankruptcy offers you the opportunity to relieve or reorganize your debt, giving you a fresh start for a financially stable future.
To learn more about the bankruptcy process, contact our Overland Park bankruptcy lawyer at (913) 225-8240 for a free and confidential consultation.